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The Big Question: Should You Buy a Home or Rent One?

The Big Question: Should You Buy a Home or Rent One?

by dev@dotnews.co.za | Aug 30, 2024 | Financial Planning, Retirement Planning

“Home is not a place; it’s a feeling.” (Cecelia Ahern) Deciding whether to buy or rent your home may be one of the most important financial decisions you’ll ever make. Ultimately, the choice comes down to a combination of financial variables and personal factors,...
Aligning Your “Wheel of Life” – A Beginner’s Guide

Aligning Your “Wheel of Life” – A Beginner’s Guide

by dev@dotnews.co.za | Aug 30, 2024 | Estate Planning, Financial Planning, Saving & Investing

As your wheel of life turns, your financial needs, goals and focuses change. When you start working, you’re absorbed by accumulating assets. Later, as you near retirement, your focus shifts to wealth preservation. And eventually, when you’re settled and comfortable in...
Why You Should Keep Your Investment Strategy to Yourself

Why You Should Keep Your Investment Strategy to Yourself

by dev@dotnews.co.za | Aug 30, 2024 | Financial Planning, Saving & Investing

“There is no pebble so small that it won’t make ripples when tossed into a body of water.” (Charles Peck) In a recent blog post, financial writer Morgan Housel made an interesting observation. He wondered what would happen if people invited public scrutiny of the way...
Three Pot System 101: What You Need to Know Before 1 September

Three Pot System 101: What You Need to Know Before 1 September

by dev@dotnews.co.za | Jul 30, 2024 | Financial Planning, Retirement Planning, Saving & Investing

“Change is not a gate we pass through; it is the definition of life.” (Millie Florence) The good Supporters of the change believe that introducing an accessible savings pot can provide salvation for those in financial crises, like the one caused by the Covid pandemic....
Do You Recognise Yourself in Any of These Client Case Studies?

Do You Recognise Yourself in Any of These Client Case Studies?

by dev@dotnews.co.za | Jul 30, 2024 | Financial Planning

“If a man is not faithful to his own individuality, he cannot be loyal to anything.” (Claude McKay) Case study 1: Family matters One financial advisor told us about a 68-year-old client who sold his business and worried his children would be ruined by inheriting too...
Investment Jargon 101: Your One-Stop Primer

Investment Jargon 101: Your One-Stop Primer

by dev@dotnews.co.za | Apr 29, 2024 | Financial Planning

“An investment in knowledge pays the best interest.” (Benjamin Franklin) A is for Asset Your possessions are known as your assets, while any debts are called liabilities. If your home’s mortgage is fully paid up, your home is an asset, but if you’re...
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