by dev@dotnews.co.za | Aug 30, 2024 | Financial Planning, Retirement Planning
“Home is not a place; it’s a feeling.” (Cecelia Ahern) Deciding whether to buy or rent your home may be one of the most important financial decisions you’ll ever make. Ultimately, the choice comes down to a combination of financial variables and personal factors,...
by dev@dotnews.co.za | Jul 30, 2024 | Financial Planning, Retirement Planning, Saving & Investing
“Change is not a gate we pass through; it is the definition of life.” (Millie Florence) The good Supporters of the change believe that introducing an accessible savings pot can provide salvation for those in financial crises, like the one caused by the Covid pandemic....
by dev@dotnews.co.za | Jun 28, 2024 | Retirement Planning
“One must learn to give up momentary, uncertain, and destructive pleasure for delayed, restrained, dependable pleasure.” (Sigmund Freud) What is the marshmallow test? The test was devised by Walter Mischel, a Stanford University psychology professor, in the 1960s....
by dev@dotnews.co.za | Jun 28, 2024 | Retirement Planning
“Often, when you think you’re at the end of something, you’re at the beginning of something else.” Fred Rogers Retirement planning 101 If you’re part of a pension or provident fund or have a preservation fund and/or a retirement annuity, you can withdraw up to...
by dev@dotnews.co.za | Apr 29, 2024 | Financial Planning, Retirement Planning
“Returns matter a lot. It’s your capital.” (Abigail Johnson) Let’s start at the beginning – Annualised returns The annualised rate of return on investment represents the average yearly return you would have received over a specified period. It...
